First, most often, to a surviving spouse. Later, to the children. We prepare families for both long before either happens, so that when the day comes, everyone already knows who to call.
In many couples, one person has dealt with the banks. Because women live longer than men on average, the first to inherit is most often the wife, who can find herself facing bankers she hardly knows, at the worst possible time.
We work with both partners from the first meeting. Both know the people, the accounts and the reasoning behind each decision. When the day comes, nothing has to be explained again.
Inheriting a portfolio is not the same as understanding it. We bring the next generation in gradually: they sit in on reviews, meet the banks, and learn why the portfolio is built the way it is.
Each generation has its own aims. We keep one view of the family’s wealth and explain it to each person in their own terms.
GYRA does not provide legal or tax advice. Succession planning is coordinated with independent legal and tax specialists. Further reading: The first inheritance usually goes to a spouse • Swiss inheritance law since 2023 • Bringing the next generation in.
